Not Your Average Mortgage Broker

The Mississauga Broker Who Fights To Get You A Great Mortgage

A broker who knows how to negotiate with lenders, puts together the strongest mortgage application, and has expert knowledge of the best mortgage products out there.

Click Here For An Easy 90 Second Application To Get A Great Broker

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."

Scott Peckford

Scott Peckford

Your Own Dedicated Mortgage Professional To Build Your Application

Take out all of the hard work, instantly gain access to 20+ lenders, and get your mortgage prepared by one of Canada's top mortgage brokers. All for free.

The online application takes less than 90 seconds - it's simple, quick, and free.

No Matter What Kind Of Mortgage

We've Got You Covered
  • Pre-Approvals

  • Refinances

  • Renewals

  • First Time Home Buyers

  • New Mortgages

  • Reverse Mortgages

"I’ve known James Smythe for over 20 years. James has proven to be the leader in the mortgage business year after year. He is honest straight forward and 100% trust worthy. If James can’t get you a mortgage nobody can!"

How Are Mortgage Brokers Free?

Lenders are always looking for new borrowers and are happy to work with brokers who can put together solid mortgage applications that make their vetting process easier.

Only in some cases when your credit is poor and you have to go to a private lender will a mortgage broker charge a fee.

Apply For Free

It takes only 90 seconds to apply online. You just say what kind of mortgage help you're looking for.

After that, I get to work and will be in touch to let you know exactly how I can help you.

Click To Apply For Free In Less Than 90 Seconds

Not Your Average Mortgage Broker

My name is James Smythe and I am the owner of Dominion Lending Centres Central.

In the industry, I've been featured in the "I Love Mortgage Brokering" podcast as well as industry articles, and I've been a recipient of the Canadian Mortgage Profession Top 50 Brokers.

I'm proud to be highly regarded in the industry and to be able to serve my clients above and beyond.

Award-Winning Professional Mortgage Help

Trusted By Thousands Of Canadians To Get Great Mortgage Help

Hundreds Of People Like You Have Trusted This Service To Get Their Mortgage

And It Has Paid Off

"I have known James professionally now for 10 years. His dedication, attention and professionalism delivered to all my referrals has been incredible. I highly recommend James and I am open to accept a call, text or email as a reference."

Angelo D’Amico
Angelo D’Amico

"James is my "go to" person for my clients' mortgage needs. He has the experience, the reputation within the industry to get the job done for them! I have and will continue to recommend James."

Lisa McDonald
Lisa McDonald

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."

Scott Peckford
Scott Peckford

"I have worked with James in the purchase of both my homes. Over the past 13 years he is the only person I have trusted to provide me with honest advice on decisions concerning my homes and mortgages. I have confidentially referred friends and family to James, as I know he always has his client’s best interests at heart. James has not only become a trusted advisor but a friend as well!"

Natalie Hyman
Natalie Hyman

"James and I have crossed professional paths many times over the past fives years. Every time we chat James demonstrates a level of integrity with his advice which sets him apart in the finance industry. Truly a pleasure to deal with."

Dustan Woodhouse
Dustan Woodhouse

"JD is very personable, easy to speak with and extremely knowledgeable. He takes time to explain even the smallest details so there are no questions. JD is quick to return calls, respond to emails and even texts. JD seeks out the best finance options at the best rates and ensures that monthly or biweekly payments fit within your personal budget limitations. He is both honest and transparent during every step of the process! I would highly recommend JD!"

Danni-Lynn Boyer
Danni-Lynn Boyer
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Come Visit The Office

James Smythe - Dominion Lending Centres Central

License #11424

Mortgage Broker

1260 Eglinton Ave East, Suite 1



L4W 1K8


Monday through Friday, 9AM to 9PM

Never Take A Chance With Your Mortgage

Have a professional who works on mortgages all day, every day put together your best application and get you the mortgage you want.

Start the conversation today - it's free, you don't have to commit to anything, you can simply find out more about how I can help you today.

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Frequently Asked Questions

Click on the question to reveal the answer.

There is no cost to use a mortgage broker, except in the most extreme cases, such as if you have very poor credit or have previously been bankrupt. Otherwise, my service is entirely free for you, from start to finish. That includes putting your application together, analyzing your finances, and contacting the right lender for you from over 20 lenders.

Mortgage brokers are independent from any bank or lender. They work directly for you throughout the whole process and provide a number of lender options (over 20 in my case). Rather than a bank, which only provides its own mortgage products, a mortgage broker provides a number of products from many lenders and banks.

Your bank representative and a mortgage broker both receive commission on the deal (from the lender – this is still free for you), so the real difference is that mortgage brokers provide the flexibility, range of options, and personal touch that a bank just can’t.

All of Ontario is my service area. Because of the ability to be able to do all of our work online and by phone, I can serve you no matter where you live in this province. I have a lot of experience putting together mortgage deals throughout the province and I know the ins and outs of the different areas and how to best approach lenders considering a number of factors.

You fill out a simple 90 second application here:

This lets me know exactly what you are looking for as well as a bit more information about your specific situation. That allows me to know how to serve you best.

Once you fill out a 90 second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.

Mississauga Mortgage Broker

Mississauga is a city in the Canadian province of Ontario. It is situated on the shores of Lake Ontario in the Regional Municipality of Peel, bordering Toronto to the east. With a population of 721,599 as of the 2016 census, Mississauga is the sixth-most populous municipality in Canada, third-most in Ontario, and second-most in the Greater Toronto Area.

Malton, a neighborhood of the city located in its northeast end, is home to Toronto Pearson International Airport, Canada's busiest airport, as well as the headquarters of many Canadian and multinational corporations. Much of Mississauga's population is spread out amongst neighborhoods that are situated on and named for former villages and hamlets that were significant population centres prior to the city's growth

It’s highlights include Celebration Square, Jack Darling Memorial Park, Benares Historic House, Port Credit, Rattray Marsh Conservation Area, Lakefront Promenade Park, Square One Shopping Centre and Streetsville.

My office is based in Mississauga – so pop in for a quick chat where I can show you how I can get you the best Mississauga mortgage rates out there! Or apply online at the button below.

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