Get The Self Employed Mortgage Help That Ensures That You Get The Best Mortgage

If you're self employed and looking for a mortgage, things can seem pretty complicated or challenging.

But a great mortgage broker, like the one here, will give you more options and make the process a lot easier - and it's free to use.

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Award-Winning Professional Self Employed Mortgage Help

Trusted By Thousands Of Canadians To Get Great Mortgage Help

Mortgage Professional Canada
Self Employed Mortgage Help

Getting A Mortgage While Self Employed Can Seem Really Challenging...

It can appear like the mortgage industry is against self employed people.

It can seem like all of the rules have been made to favour only people who are employed with someone else.

But that's where a great mortgage broker can help.

We Put Together Self Employed Mortgage Deals Every Day

By using a mortgage broker who knows all of the lenders who are happy to work with self employed people like yourself, you get the advantage you need to get the mortgage you deserve, and at a great interest rate.

Finally, you get a great mortgage because you're working for yourself.

And it only takes a free 90 second application to get started.

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"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."

Scott Peckford

Scott Peckford

An Online Application That Takes Under 90 Seconds


A few standard questions allows me to better understand your specific situation.

That way I can help you better.

It's completely free, simple, and quick. You can do it right now from your phone or your couch:

I've made it that easy!

Simply Get Started In Under 90 Seconds By Clicking Here

Not Your Average Mortgage Broker


My name is James Smythe and I am the owner of Dominion Lending Centres Central.

In the industry, I've been featured in the "I Love Mortgage Brokering" podcast as well as industry articles, and I've been a recipient of the Canadian Mortgage Profession Top 50 Brokers.

I'm proud to be highly regarded in the industry and to be able to serve my clients above and beyond.

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Mortgage Brokers Are Free


Under most circumstances, it is free for you to use a mortgage broker. Lenders are always looking for new borrowers and are happy to work with brokers who can put together solid mortgage applications that make their vetting process easier.

Only in some cases when your credit is poor and you have to go to a private lender will a mortgage broker charge a fee.

In all other cases, mortgage brokers are free for you!

Hundreds Of People Like You Have Trusted This Service To Get Their Pre-Approval

And It Has Paid Off

"I have known James professionally now for 10 years. His dedication, attention and professionalism delivered to all my referrals has been incredible. I highly recommend James and I am open to accept a call, text or email as a reference."

Angelo D’Amico
Angelo D’Amico

"James is my "go to" person for my clients' mortgage needs. He has the experience, the reputation within the industry to get the job done for them! I have and will continue to recommend James."

Lisa McDonald
Lisa McDonald

"JD is one of the sharpest Mortgage Brokers I know. (And I know a lot of them) He has an incredible work ethic and a high degree of integrity. I would definitely recommend JD if you are looking for a Mortgage Broker."

Scott Peckford
Scott Peckford

"I have worked with James in the purchase of both my homes. Over the past 13 years he is the only person I have trusted to provide me with honest advice on decisions concerning my homes and mortgages. I have confidentially referred friends and family to James, as I know he always has his client’s best interests at heart. James has not only become a trusted advisor but a friend as well!"

Natalie Hyman
Natalie Hyman

"James and I have crossed professional paths many times over the past fives years. Every time we chat James demonstrates a level of integrity with his advice which sets him apart in the finance industry. Truly a pleasure to deal with."

Dustan Woodhouse
Dustan Woodhouse

"JD is very personable, easy to speak with and extremely knowledgeable. He takes time to explain even the smallest details so there are no questions. JD is quick to return calls, respond to emails and even texts. JD seeks out the best finance options at the best rates and ensures that monthly or biweekly payments fit within your personal budget limitations. He is both honest and transparent during every step of the process! I would highly recommend JD!"

Danni-Lynn Boyer
Danni-Lynn Boyer
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Having A Mortgage Broker You Getting A Better Mortgage Deal When You're Self Employed

As a self employed person, by using a mortgage broker, you will save time, effort, and potentially a lot money.

What you get:

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A Stronger Application

A stronger application is one that is tailored for lenders who are more favourable to self employed people - and one that will get you a mortgage deal

20+ Lenders
Access To More Lenders

Rather than just going to your bank, you get access to more lenders who work with self employed people like yourself

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Free Professional Help

Help from a mortgage professional who specializes in self employed mortgages and who can help you get that mortgage deal you deserve

20+ Lenders
A Deal Even Sooner

A stronger mortgage application, more lenders, and a professional doing the work for you equals a better mortgage for you

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Don't Take Chances With Your Mortgage

Have a professional who works on mortgages for self employed people all day, every day put together your best application and get you the mortgage you want.

Start the conversation today - it's free, you don't have to commit to anything, you can simply find out more about how I can help you today.

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Frequently Asked Questions

Click on the question to reveal the answer.

There is no cost to use a mortgage broker, except in the most extreme cases, such as if you have very poor credit or have previously been bankrupt. Otherwise, my service is entirely free for you, from start to finish. That includes putting your application together, analyzing your finances, and contacting the right lender for you from over 20 lenders.

Mortgage brokers are independent from any bank or lender. They work directly for you throughout the whole process and provide a number of lender options (over 20 in my case). Rather than a bank, which only provides its own mortgage products, a mortgage broker provides a number of products from many lenders and banks.

Your bank representative and a mortgage broker both receive commission on the deal (from the lender – this is still free for you), so the real difference is that mortgage brokers provide the flexibility, range of options, and personal touch that a bank just can’t.

All of Ontario is my service area. Because of the ability to be able to do all of our work online and by phone, I can serve you no matter where you live in this province. I have a lot of experience putting together mortgage deals throughout the province and I know the ins and outs of the different areas and how to best approach lenders considering a number of factors.

You fill out a simple 90 second application here:

This lets me know exactly what you are looking for as well as a bit more information about your specific situation. That allows me to know how to serve you best.

Once you fill out a 90 second application, you will hear back from me very shortly (typically within a few hours) so we can begin the next steps of putting together your application or answering any mortgage questions you may have.

My name is James Smythe – I am a mortgage professional here in Ontario. I am a licensed mortgage broker with Dominion Lending Centres Central Inc. #11424.

I have been named a recipient of the Canadian Mortgage Profession Top 50 Brokers award in recognition for the outstanding work I provide for my clients. Additionally, I have been featured in industry articles and podcasts and have received great feedback from my clients and peers, which you can see here.

You need two years of financial statements with your company and your stated income, as well as presenting your credit history.

Your self employed mortgage rate on your mortgage loan is dependent on a number of factors, but the advantage of having a self employed mortgage specialist is having access to more lenders, more interest rates options, and having a professional put together an application knowing what lenders are looking for in self employed applicants, so you increase your chances substantially of getting a great mortgage.